Valley Advantage Checking Account

• $100.00 minimum opening balance
• No minimum daily balance
• Unlimited debits
• Free personalized wallet style, single checks
• (one box per year)
• I.DProtect ®
•  Identity Theft & Resolution Service¹
• Accidental Death & Dismemberment Insurance²
• Travel & Leisure Discounts (Registration/ Activation Required)
• Family Health Discounts (This is NOT insurance. Registration/ Activation Required)
• A Valley Advantage brochure is provided for more exclusive member benefits
• Membership Fee- $6.00 per month

Valley Advantage Plus

• $1,000.00 minimum opening balance
• No minimum daily balance to earn interest
• Unlimited debits
• Free personalized wallet style, single checks
• (one box per year)
• I.D Protect®
• Identity Theft & Resolution Service¹
• Accidental Death & Dismemberment Insurance²
• Travel & Leisure Discounts(Registration/ Activation Required) 
• A Valley Advantage brochure is provided for more exclusive member benefits
• Membership Fee- $6.00 per month

¹IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (fiduciary is not covered).

²Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the bank or any Bank Affiliate and are not insured by the FDIC or any Federal Government Agency.

Interest Checking

• $1,000.00 minimum opening balance
• No minimum daily balance to earn interest 
• Unlimited debits

 Regular Checking Account

• $100.00 minimum opening balance

Basic Checking Account

• Consumers only
• $100.00 minimum opening balance 
• No minimum daily balance 
• No monthly maintenance fee
• Unlimited debits 
• Monthly electronic bank statements 

Student Checking Account

• $25.00 minimum opening balance 
• No minimum daily balance
• No monthly maintenance fee
• Unlimited debits 
• Eligible individuals must be full-time high school or full-time college students
• Account may be joint, as long as one account owner is a full-time student

 e-Checking Account

• $100.00 minimum opening balance
• No minimum daily balance
• $5.00 monthly Account Maintenance Fee
• Unlimited electronic transactions $3.00 fee for each written debit item
• Monthly electronic bank statements

Senior Checking  Account

• $100.00 minimum opening balance 
• No minimum daily balance
• No monthly maintenance fee
• Unlimited debits
• Account may be joint, as long as one account owner is 60 years or older

Active Military Checking Account

• $100.00 minimum opening balance
• No minimum daily balance
• No monthly maintenance fee
• Unlimited debits
• Eligible individuals must be active military personal
• Account may be joint, as long as one account owner is active military personnel

Money Market Account

• $2500.00 opening minimum balance
• No minimum daily balance to earn interest
• Total of 6 debits per statement cycle 
• $0.20 per debit over 6 paid per statement cycle (transaction fee)